Roth Ira Contribution Income Limits 2021 Irs. Income limits for a roth ira set the maximum earnings individuals or couples can have to qualify for contributions within a specific year. Savers who are 50 or older may contribute an additional $1,000.

Income limits for a roth ira set the maximum earnings individuals or couples can have to qualify for contributions within a specific year. You may be able to claim a deduction on your individual federal income tax return for the amount you contributed to your ira.